If you are a restaurant or takeaway owner you will need to get an insurance policy that actively covers all of the activities you are undertaking at your property.
For example there is a big difference in obtaining a quotation for a premises that offers takeaway only and has no seating, rather than a restaurant with no takeaway but where customers would sit and have their meals. You will also have to factor in the type of restaurant that you operate and things such as your frying range can make a big difference in the insurance world.
However, the team at LBH Insurance will be able to walk you through the information that you would need to know in order to get a quotation. Once you have done that, we can approach multiple insurers to give you an overview of the market and to ensure that you are obtaining a fair and competitively priced insurance policy. We can also help you if your restaurant falls outside of the scope considered by other insurers to be a restaurants; for example if you have a dance floor on the premises most insurers will not offer you cover under a standard Restaurant Insurance policy. We do have markets that will cater for all situations, so we can ensure to get you the correct cover.
A standard Restaurant and Takeaway Insurance policy will cover things such as the buildings, contents or stock but we can offer all of the following:
- Public Liability insurance
- Employers Liability insurance
- Buildings cover
- Contents cover
- Stock cover
- Money cover
- Goods in Transit cover
- Business Interruption cover
If you are the owner of a Takeaway or Restaurant and you are looking for the right insurance policy for you then contact LBH Insurance today and talk to our commercial team who will walk you through the process and help you tailor make the policy for exactly what you need.
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Leslie B Holmes (Securities) Ltd Trading as LBH Insurance, is registered as a limited company in England and Wales under company number 00473495.
We are authorised and regulated by the Financial Conduct Authority (FCA)reference number 310578.