Key Legal Changes in 2025 for Aesthetic Practitioners: What It Means for Your Insurance

Significant legal reforms are reshaping the UK's aesthetic beauty industry in 2025. With the long-anticipated mandatory licensing scheme for non-surgical cosmetic procedures now confirmed, it's more important than ever for practitioners to stay compliant and properly insured.

At LBH Insurance, we're here to help you navigate these changes—because failing to meet the new requirements could expose you to legal action, fines, or loss of licence.

What's Changing in 2025?


1. Mandatory Licensing Scheme Introduced

Under the Health and Care Act 2022, the UK government is rolling out a new licensing regime for aesthetic treatments including:

  • Botox
  • Dermal fillers
  • Microneedling
  • Chemical peels

Treatments will now be classified by risk:

  • Green: Low-risk (can be performed by a licensed practitioner)
  • Amber: Medium-risk (require medical oversight)
  • Red: High-risk (e.g. Brazilian Butt Lift – CQC-regulated only)

2. Minimum Insurance Requirements

Licensing will now be tied to compulsory insurance standards, including:

  • Treatment liability cover (specific to each procedure)
  • Emergency complications cover
  • Verification of practitioner qualifications and training
  • Cover for mobile and premises-based operations

Without the correct cover, your licence application or renewal could be rejected.

3. Premises & Practitioner Standards

All premises—salons and mobile setups—must meet health, hygiene, and safety benchmarks.

Practitioners must align with new national competency frameworks for training, especially for amber/red-tier treatments.

4. Face-to-Face Consultations Required

From June 2025, any medical professional (e.g. prescriber nurses) must see clients in person before prescribing injectable medications like Botox or fillers. Remote prescribing will no longer meet legal requirements.

Insurance Implications: What to Review Now

Here's what insurers are now expecting from aesthetic practitioners:

Updated Treatment Liability Clauses

Policies will be aligned with the new green/amber/red risk framework.

Proof of Qualifications & Licences

Your policy may require documented proof that you're licensed and trained in all procedures covered.

Emergency & Complication Cover

Ensure your policy includes protection for adverse reactions, particularly for higher-risk procedures.

Cyber Cover for Client Records

If you store client details digitally, you may also need cyber insurance for data breaches and GDPR compliance.

How LBH Insurance Can Help

At LBH Insurance, we specialise in tailored insurance solutions for aesthetic and beauty professionals. We understand the unique risks you face and the new legal framework you're operating in.

Whether you're clinic-based, mobile, or just starting out—we'll make sure you're:

  • Fully compliant
  • Properly protected
  • Ready for the 2025 licensing rollout

Call us on 01702 347889 for a no-obligation, competitive quote—and peace of mind that your cover reflects both your risk and your reputation or email enquiries@lbhinsurance.co.uk.