Specialist Insurance for Children's Homes: Protection Where It Matters Most
At LBH Insurance, we understand that running a children's home is far more than managing a business. It's a calling—one that plays a vital role in our society by providing care, stability, and support to vulnerable children and young people.
With that responsibility comes a unique set of challenges, from navigating complex regulations to managing day-to-day risks and safeguarding those in your care. That's why having the right insurance in place is critical—not just for compliance, but for peace of mind.
Why Specialist Insurance Matters
Children's homes operate in a highly regulated and emotionally demanding environment. Generic insurance policies often fall short when it comes to covering the specific risks associated with care services.
At LBH Insurance, we specialise in creating tailored insurance solutions for children's homes of all sizes—whether you manage a single home or oversee a larger group.
Our team understands the intricacies of your operations, and we work closely with you to ensure your cover reflects the true scope of your responsibilities.
What Our Children's Home Insurance Covers
We offer comprehensive insurance packages that address the full spectrum of risks faced by children's homes:
Buildings and Contents
Protection against damage caused by fire, theft, vandalism, or natural disasters.
Public Liability
Covers third-party claims for injury or property damage that may occur on your premises.
Employers' Liability
A legal requirement in the UK, this protects your business against claims from employees who suffer illness or injury due to their work.
Abuse and Molestation Cover
Vital coverage for allegations of abuse or molestation, including legal defence costs—often excluded from standard liability policies.
Treatment Risk
Protection against claims of negligence related to medical or therapeutic treatments provided within your setting.
Residents' Personal Effects
Covers personal belongings of children in your care, offering reassurance to both residents and their families.
Book Debts
Safeguards your finances by covering losses from unpaid care fees or invoices.
Professional Indemnity
Covers claims related to professional negligence, errors, or omissions—especially important when offering specialist assessments or care planning.
Expertise You Can Rely On
With decades of experience in the care sector, our dedicated team at LBH Insurance takes a hands-on approach to understanding your organisation and its risks.
We don't just sell policies—we become a trusted partner in your risk management strategy, helping you stay compliant, protected, and prepared.
Call us on 01702 347889 for a no-obligation, competitive quote—and peace of mind that your cover reflects both your risk and your reputation or email enquiries@lbhinsurance.co.uk.
