If you are a property owner then you may have one property or you may have multiple properties that you have and if that is your specific case then you may want to get a Portfolio Insurance which is an insurance policy that will cover multiple properties all under the single policy. This enables you to deal with all of your property insurances in one go rather than having to deal with multiple insurance policies and renewal dates throughout the year which cuts down the work that you have to do.
There are other benefits to having your properties insured through a portfolio of which the most obvious is that insurers will usually give good discounts for people that insure multiple properties with them and therefore the premium you would pay on a portfolio is usually less than insuring each property on an individual basis. Aside from that in the event of any claims or incidents your properties are all insured via the same insurers and you would deal with the same broker/claims team in the event of needing to make any claims.
Here at LBH insurance we deal with a number of insurers that specialise in offering portfolio cover and due to that we can make sure that you are obtaining a fair premium and the maximum amount of cover that you require which can include:
Public Liability Insurance
Employers Liability Insurance
Legal Expenses Cover
Rent Guarantee Cover
Whether it is all residential properties that you have or all commercial properties or even a mixture of both residential and commercial then talk to the team here at LBH Insurance and we will take all the necessary details and obtain you an insurance policy that provides you both the cover that you need but also one that is at a fair and competitive premium.